When you are looking for Clovis, NM home insurance agents, you can trust the professionals at General Insurance Agency to find you the best price that fits your insurance needs and budget. Whether you are a new homeowner or are looking to compare rates, independent insurance agents like those at General Insurance are a trusted choice.
Homeowner's insurance provides protection for your home, its contents, and your personal liability in case of an accident in your home or on your property. Policies generally cover property damage to both your home and any other detached buildings on your property, their contents, and your personal belongings.
If your home is damaged or uninhabitable, homeowner's insurance policies will reimburse ¬you for costs associated with living elsewhere while your home is repaired. As importantly, homeowner's insurance protects you from ¬personal liability in the case of a claim or lawsuit you are responsible for others' injuries or property damage.
In New Mexico, some policies offer discounts for certain improvements to your home. These discounts can vary from carrier to carrier. The licensed agents of General Insurance Agency will work with you to get all the discounts available to you.
Most policies do not cover motor vehicles, or losses from natural disasters. These items are usually covered in separate policies, although some insurers provide discounts if you have both auto and homeowner's insurance with them. At other times, having separate policies is the best way to get you the best coverage at the best rates.
To learn more about your homeowner's insurance coverage options, contact the independent insurance agents at the General Insurance Agency in Clovis today.