In Clovis, New Mexico, independent insurance agents can help you understand the issues involving commercial insurance. You have to make sure that your business is covered in case the building, equipment, or employees become injured. In general, there are property, liability, and worker’s compensation commercial insurance coverages. The General Insurance Agency can answer questions concerning additional policy coverage for your commercial business.
Commercial property insurance can protect your business property from loss due to smoke, fire, theft, wind, water, storms, civil disobedience, vandalism, and natural disasters. Protection could include computer damage, service interruption, building destruction, or cash, income, and paper losses.
Commercial general liability insurance can protect you from bodily injury claims, property damage or destruction, personal injuries, or other types of losses that can result during the operation of your business. If someone is injured, such as a product falling off the shelving in your store and hurting a customer, then you may be covered with general liability.
Worker’s compensation is intended to cover the cost of employee’s medical and rehabilitation costs as a result of an accident or injury in the workplace. This insurance may also cover illnesses and diseases that occur from working in certain businesses. For example, employees who work around harmful substances or dangerous chemicals may need worker’s compensation if they are injured in any way.
Independent insurance agents at General Insurance Agency have access to multiple insurance companies’ records. We are in a position to search for the best rates for your commercial insurance needs. If you are a business owner, you will need coverage for your place of work, equipment, and employees. You will also need to discuss having liability insurance that can protected you if there is an accident.
Invest in your business by talking to an Independent insurance agent at General Insurance Agency in Clovis, New Mexico.