Not all two-wheeled vehicles driven in the state of New Mexico require motorcycle insurance, so it is important for drivers to do their research before shopping for coverage online. When searching for the right level of coverage at the right price, it pays to put your trust in independent insurance agents like the team at General Insurance Agency.
Before you begin your search for the best motorcycle insurance coverage in New Mexico, you'll need to understand the difference between a street-ready motorcycle and a scooter or moped. The state defines motorcycles as vehicles that have a seat or a saddle for a rider and no more than 3 wheels. A scooter or a moped is recognized in the state as a vehicle that has an automatic transmission, an engine with less than 50cc, no more than 3 wheels and it cannot travel more than 30 mph on flat ground.
When working with your local independent insurance agents to find the right level of motorcycle insurance coverage, it is important to explore all of your coverage options. Motorcycle insurance is designed to not only protect other divers but it should also protect you, your passengers and your assets in the event of a bad accident on the road.
While every driver in New Mexico is required by law to carry a minimum level of motorcycle insurance coverage before they can drive, others may choose to invest in additional coverage options to keep their assets safe and protected in the event of an accident. Don't get caught without the best motorcycle insurance protection when you need it the most. Instead, invest in comprehensive coverage with your local Clovis, NM motorcycle insurance agents at General Insurance Agency with a fast and friendly quote online today!